Hurricane Ian, Debby, Helene, and Milton - this home beat them all without a single claim. This one-story, waterfront pool home offers powerboat access to Charlotte Harbor and the Gulf of Mexico. The concrete sea wall extends 80 feet with a wood deck. It features 3-bedrooms, 3-baths, split floorplan, a generous kitchen that opens to a spacious sunny Florida room. From the Florida room, entry to the screened lanai through the wide, smooth gliding glass doors leads you to an expansive relaxing spot by the pool for breakfast dining, reading, drinks or coffee or just a place to unwind and enjoy the peaceful atmosphere of being outdoors overlooking the canal. Your fully equipped kitchen features lots of cabinet space for the seasoned or novice cook. The breakfast counter seats 4, so entertainment is a breeze. The primary bedroom is so large that even a king size bed won’t fill the room, and you are sure to love the spacious windows overlooking the canal. You’ll also find a large walk-in closet and an ensuite bathroom which includes vanity and sink and a beautiful, tiled shower. The second bedroom also has an ensuite bathroom. Conveniently located next to the third bedroom is the guest bathroom with a tub/shower combo. This home has an attached 2-car garage with extra storage and electric roll down door. Additional refrigerator and freezer do convey. All windows and doors are equipped with easy to access, window and door mounted accordion hurricane shutters, and the roof is only 4 years new. This home is just minutes from shopping, dining, medical care, entertainment, and 10 minutes from historic Punta Gorda and Charlotte Sports Park, spring training home for the Tampa Bay Rays. This is what the Florida lifestyle is all about.
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $199 | $199 | $199 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,319 | $2,260 | $2,867 |
Total Monthly Payment | $2,593 | $2,534 | $3,141 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.