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4261 Oak Terrace CIRCLE, Port Charlotte, FL, 33953 | $330,000
Welcome to your slice of paradise in Port Charlotte! This charming 3-bedroom, 2-bathroom house (one with tub shower & one walk in shower) is nestled in a vibrant 55-plus community that's bursting with life and laughter. This charming home has a 2024 26" standing seam metal roof, hot water heater 2024, A/C 2024, gutters and down spouts 2024, new garage slider screens 2024. This property is move in ready! Beautiful mature landscaping & concrete curbing.
Picture this: You're sipping your morning coffee on the patio, surrounded by lush landscaping and the gentle Florida breeze. The outdoor space is perfect for those lazy Sunday barbecues or stargazing sessions. And if you're feeling social, just stroll over to the heated community pool or tennis courts for a splash or a friendly match.
The neighborhood is a hidden gem, offering a perfect blend of tranquility and convenience. You're only a hop, skip, and a jump away from Randy Spence Park – ideal for those morning walks or afternoon picnics. And when you need to stock up on groceries, Publix Super Market at Gulf Cove is just a short drive away.
But wait, there's more! The community clubhouse is the heart of social activities, where you can shuffle your way to new friendships on the shuffleboard court or join in on the many HOA-organized events. It's like being on permanent vacation!
For the nautical enthusiasts, there's a marina nearby where you can dock your boat or simply admire the view. And let's not forget the cherry on top – you're only a few miles from the Gulf of Mexico's beautiful beaches. Sand between your toes, anyone? If your a baseball enthusiast then you will be happy to know the Tampa Bay Ray's stadium in only a few miles away, and the Atlanta Braves new stadium is also another option for all this spring training games!
Inside, this cozy home offers 1, 368 square feet of heated living space, with a total of 1, 791 square feet overall. The primary bedroom is a peaceful retreat after a day of fun in the sun.
So, if you're ready to embrace the Florida lifestyle in a community that has many social activities to make new friends, this home is waiting for you!
Features
- Amenities: Pickleball Court(s), Pool, Shuffleboard Court
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Laundry: Laundry Closet
- Style: Coastal
- Year Built: 2005
- Garage: 2-car
- Heating: Electric
- Cooling: Central Air, Humidity Control
- Approx Sq. Feet: 1,368
- Acreage: 0.12
- Est. Taxes: $2,097
- HOA Fee: $170 Monthly
- Lot Desc: Flood Insurance Required, FloodZone, Near Marina, Sidewalk
- View: Park/Greenbelt
- Adult Communities: Yes
- Pet Policy: Yes
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: D6138906
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/D6138906/4261oakterracecircle_portcharlotte_fl?source=qrflyer
Listing courtesy of PARADISE EXCLUSIVE INC Phone: 941-698-0303
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4261 Oak Terrace CIRCLE, Port Charlotte, FL, 33953
$330,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $264,000 | $264,000 | $264,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
| Monthly Tax Payment | $175 | $175 | $175 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,801 | $1,755 | $2,264 |
| Total Monthly Payment | $2,051 | $2,005 | $2,514 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388