Welcome to your new haven at 18048 Villa Creek Drive, a charming 1 bedroom, 1 bathroom condominium that offers a blend of comfort and convenience. Nestled in the vibrant area of New Tampa, this home spans 951 square feet and boasts 10-foot ceilings that enhance the sense of space and elegance. As you step inside, you’re greeted by a spacious living room that seamlessly transitions into a cozy primary bedroom, both adorned with stylish wood laminate flooring. The primary bedroom is a personal retreat, complete with not one but TWO large walk-in closets to accommodate your wardrobe needs. Functionality meets style in the sizeable 1-car garage, featuring additional storage space for your belongings. The laundry room, conveniently located in the kitchen, ensures household tasks are handled with ease. Recent updates include an HVAC system and water heater installed in 2021, ensuring year-round comfort and efficiency. The gated community not only provides security but also offers exclusive amenities such as a gym and a community swimming pool, perfect for Florida’s sunny days. The HOA fee covers premium cable and 1GB internet, keeping you connected and entertained. Enjoy the unique advantage of having no neighbors below or above, offering unparalleled privacy. An exclusive parking space is reserved just for you, adding to the list of conveniences. The location couldn’t be more ideal, situated close to USF, a variety of restaurants, bars, an AMC movie theatre, shopping malls, and major interstate highways like I-75 and I-275. This ensures easy access to downtown Tampa’s urban offerings or a quick getaway to the serene beaches of the Gulf. This condominium is more than just a place to live—it’s a lifestyle choice for those seeking a blend of modern amenities and accessible urban living. Welcome home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$170,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $136,000 | $136,000 | $136,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $123 | $123 | $123 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $905 | $893 | $1,147 |
Total Monthly Payment | $1,103 | $1,091 | $1,345 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.