Get ready to be wowed by this professionally designed Amherst home, updated top to bottom with high-end finishes. As you enter, a spacious hallway welcomes you and flows into the front-to-back living room. And the kitchen? It’s a chef’s dream—tons of counter space and storage galore for all your culinary adventures. The first floor also features a stylish full bath with a light-up mirror, tile floors, and glass shower doors that give most hotels a run for their money, plus a convenient laundry room with built-in storage and access to the side porch. Upstairs, you’ll find two generously sized bedrooms with custom closet systems, along with a luxurious main bathroom featuring double sinks and a walk-in tile shower with glass doors. The lower level includes a third bedroom, a 3/4 bath, and a cozy living area designed with the potential for an in-law suite, complete with laundry hookups and plumbing for a kitchenette. This space opens to a one-car garage with room for a vehicle and extra storage. Outside, the home is set on a beautifully landscaped lot with a patio and plenty of green space to enjoy. Located in Amherst, you’ll love the small-town charm with top-rated schools, historic sites, and easy access to local shops and dining. With convenient access to nearby highways, commuting is a breeze. Don't miss out—this home is ready to impress! (Note - 3rd bedroom is on the basement level. Septic is believed to be a 2 bedroom septic. )
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $658 | $658 | $658 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,901 | $2,898 | $3,738 |
Total Monthly Payment | $3,651 | $3,648 | $4,488 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.