124 SILVERLEAF VILLAGE Drive, Saint Augustine, FL, 32092 | $509,999

Welcome to your nearly-new home in the highly sought-after, no-CDD, golf cart-friendly Silver Leaf community! This beautiful property offers 4 spacious bedrooms and 2 full bathrooms, perfect for families of all sizes. The open floor plan is ideal for entertaining, featuring a large living area that flows seamlessly into the dining room and a modern kitchen with updated appliances, ample counter space, and plenty of storage. This home is packed with upgraded features both inside and out. Inside, you'll find an owned water softener, and the upgraded garage includes heating, cooling, and epoxy flooring, making it a versatile space year-round. Step outside to enjoy a screened lanai, a beautiful outdoor kitchen, and a fully fenced yard for added privacy. Enhance your outdoor experience with a covered pergola and lush landscaping, creating a serene atmosphere perfect for relaxation or gatherings.
The exterior is designed for low maintenance, with added gutters and a newly installed drainage system for your convenience. Located in the vibrant, golf cart-friendly Silver Leaf community, you'll enjoy access to an oversized pool, splash pad, pickleball courts, and two dog parks. With close proximity to top-rated schools, shopping, and dining, this property offers everything you need and moredon't miss the chance to call it home!

Features

  • Amenities: Children's Pool, Clubhouse, Jogging Path, Playground, Tennis Court(s)
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: In Unit
  • Year Built: 2021
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 1,948
  • Acreage: 0.13
  • Est. Taxes: $4,394
  • HOA Fee: $1,200 Annually
  • High School: Tocoi Creek
  • Appliances: Convection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Oven, Microwave, Refrigerator, Washer
  • MLS#: 2055903
  • Days on Market: 13 days
  • Website: https://www.raveis.com
    /prop/2055903/124silverleafvillagedrive_saintaugustine_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

124 SILVERLEAF VILLAGE Drive, Saint Augustine, FL, 32092

$509,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $407,999 $407,999 $407,999
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $366 $366 $366
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,714 $2,712 $3,441
Total Monthly Payment $3,172 $3,170 $3,899

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.