Once in a blue moon will a property like this become available!!! This property consists of 2 separate homes on 1 lot! Subdivision potential. Second home is 28 Davis St. These extremely well maintained homes have been in the same family for almost 50 years, the larger home has been remodeled and owner occupied and now its your turn! This is the perfect situation for an owner occupied home, parents, extended fam or rental income! Owner occ home has a gorgeous newer kitchen, quartz countertops, stainless appliances, hw floors, 2 baths and 3 generous szd bdrms! All new mini splits, Jan 2023, added w/heat and a/c for costs savings. The house already has heat and C/A which can be used as a backup system. Roof 8-10 yrs old, HW 3/4 yrs old. 28 Davis has 2 bdrms (1 needs a closet), roof replaced in 2023. Windows have been replaced, gas heat and cooking. Heat system apprx 15 +- yrs. Meticulously manicured grounds. Each home has sep driveways. This is priced to sell!! Show start Sun at noon.
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,920 | $679,920 | $679,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
Monthly Tax Payment | $490 | $490 | $490 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,807 | $4,186 | $5,646 |
Total Monthly Payment | $4,389 | $4,768 | $6,228 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.