CONTEMPORARY WATERFRONT HOME IN PGI W/SOUTHERN REAR EXPOSURE, QUICK BOATING ACCESS & **NEW METAL ROOF IN NOV 2024** (Updated pics showing new roof to be added shortly). Home has never flooded and has Transferable flood insurance policy with premium paid through June, 2025. This meticulously maintained, move-in ready, 3 bed/2 bath, waterfront home in Punta Gorda Isles has been beautifully updated w/contemporary kitchen & baths. Modern double doors open to a spacious, great room w/soaring cathedral ceilings. Other architectural features include decorative plant shelves, pentagon shaped transom window above front doors, wall-mounted entertainment center & tile flooring throughout the home plus four sets of sliding glass doors that seamless extend the living space out onto the lanai. The layout of the home includes the great room, a formal dining area, open concept kitchen & adjacent breakfast nook. Kitchen offers granite counters, stainless steel appliances including a 5-burner gas range, Shaker-style cabinetry, & under cabinet lighting. Kitchen also boasts a multi-level island w/breakfast bar, sink, built-in microwave & updated pendant lighting. The split bedroom floor plan has large bedrooms including a spacious, owner's suite. Owner's suite features walk-out access to the lanai w/pool & canal views, two closets including an oversized walk-in plus a spa-like master bath w/an L-shaped vanity that has granite counters & built-in outlets in cabinets, dual sinks & ample storage plus a freestanding soaking tub & separate shower. Sidelight windows in owner's suite are impact-resistant glass providing not only protection but noise reduction. The guest bedrooms share a beautifully updated guest bath. One guest room has a large, walk-in closet while the other offers a pool & canal view. Outside, the lanai boasts an in-ground heated pool w/separate, 7-person hot tub plus two separate covered areas. The lanai has a summer kitchen & plenty of room for outdoor entertaining. A paver path leads to the extended, 30ft concrete dock w/16, 000 lb boat lift. Keep your boat docked just steps from your backdoor. Water & electric (110v & 50 amp) hook-ups are available dockside. Set off on your latest adventure from your backyard & start enjoying some of the best fishing & boating SW Florida has to offer. Other amenities include an attached two-car garage w/epoxy floor, workshop area, updated electrical panel, ManaBloc plumbing & alarm system w/cameras & triggers on doors & windows. Other updates include: NEW hot water heater (2023), NEW stainless-steel appliances (2024), NEW washer & dryer (2023), UPGRADED smoke detectors/fire alarm system. There's almost nothing left to update. Find your place in paradise - make an appointment today!
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Our Executive Mortgage Banker:
Our Insurance Division:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $703,920 | $703,920 | $703,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.545% | 6.748% | 6.932% |
Monthly Tax Payment | $715 | $715 | $715 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,566 | $4,507 | $6,229 |
Total Monthly Payment | $5,373 | $5,314 | $7,036 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.