The seller's loss is your gain. If you are an investor looking for a fantastic opportunity or a buyer who thought they could never get onto the water, here is your chance. This home has sustained substantial damage. Please consult the Charlotte County Building Department to determine what you can do with the current structure or demo it and build on stilts to enjoy this spectacular view and location for a lifetime. Charlotte Harbor is renowned for its breathtaking views, including sparkling waters, lush landscapes, and vibrant sunsets. Many homes in the area are located along the harbor, offering direct access to the water for boating, fishing, and water sports. Imagine waking up to views of sailboats drifting in the harbor or spending the day exploring the nearby islands and secluded beaches.
For boating enthusiasts, the proximity to the Gulf of Mexico means you're just minutes away from some of the best fishing and boating waters in Florida. Whether you own a yacht or prefer a smaller craft, the deep-water access and multiple marinas in the area make Charlotte Harbor an ideal location. The real estate market in Charlotte Harbor is not only an investment in property, but in a lifestyle. With its close-knit community, waterfront access, and a laid-back yet active atmosphere, Charlotte Harbor is an ideal place to live or retire. As more people discover the beauty and tranquility of the area, home values in Charlotte Harbor have remained strong, making it a promising option for both primary and vacation homes. If you’re looking for your dream home in one of Florida's most desirable coastal areas, Charlotte Harbor is the perfect place to start your search. Explore the many beautiful homes available and find the one that suits your vision of paradise. The surrounding areas, including Punta Gorda and Port Charlotte, offer a range of amenities, including shopping, dining, and recreation. Enjoy the relaxed pace of life as you explore the local parks, golf courses, and cultural activities. Charlotte Harbor is also known for its proximity to excellent schools, healthcare facilities, and other essential services. This home is 3 minutes from I-75 N & S entry points making it easy to get to Sarasota or Ft Myers with ease.
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Our Executive Mortgage Banker:
Our Insurance Division:
$194,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $155,920 | $155,920 | $155,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $272 | $272 | $272 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,037 | $1,036 | $1,315 |
Total Monthly Payment | $1,384 | $1,383 | $1,662 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.