Welcome to this inviting 3 Bedroom, 2 Bathroom home nestled in the desirable River Ridge subdivision of New Port Richey. This beautiful residence is ideally situated on a peaceful Cul-De-Sac, perfect for those seeking a quiet and safe neighborhood environment. Step inside to find a spacious, light-filled layout with ample room for both relaxation and entertaining. The modernized kitchen opens to the living area, creating a warm and welcoming space for gatherings. With a fresh New Roof installed in 2024, this home ensures peace of mind for years to come. Enjoy the privacy of a fully fenced backyard, perfect for pets, play, or outdoor entertaining. The 2 Car Garage provides convenient parking and additional storage space. Located in the sought-after River Ridge community, this home offers easy access to excellent schools, shopping, dining, and recreational options. Don’t miss this opportunity to own a piece of Florida paradise! Schedule a showing today and experience all that this home has to offer. ROOF 2024 HVAC 2017 LET'S GET IT SOLD!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $221 | $221 | $221 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,910 | $1,860 | $2,361 |
Total Monthly Payment | $2,206 | $2,156 | $2,657 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.