Located at the end of the road, this is truly a unique and multi-functional property for those looking for horse space, ample garage space and perhaps a mini-farm. In addition to the well maintained home is the 54' x 30' garage featuring 11 foot tall ceilings, three 9 foot tall doors, radiant heat, half bathroom and of course hot and cold water. There's also a 4 stall 48' x 10' shed row barn previously used for horses that has power, water and rubber mats already in place. The main house features open living with recent updates including quartz countertops, stainless steel appliances, Trex decks on both the front and side/rear, radiant heat to keep your feet warm during the colder months, 3 foot wide doorways and open living for those looking for easy moving around or to age in place. The walkout lower level could be additional living space with full sized daylight windows, new French doors and space available for another bathroom. There's a wood furnace in the lower level in addition to the regular heating boiler so you'll have heating options according to your preference. This is a unique property with a lot to offer between the lovely home, spacious garage, horse barn, open and level land and trails out back that can take you to Pisgah State Park while providing privacy for a quiet, end of day destination!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $598 | $598 | $598 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,423 |
Total Monthly Payment | $3,329 | $3,326 | $4,096 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.