Welcome to your dream home! Nestled in the desirable Hidden Creek community, located in the heart of Zephyrhills, this beautiful two-story home, built in 2021, boasts 4 spacious bedrooms and 3 full bathrooms, making it the perfect haven for families seeking room to grow and create lasting memories. Step inside to discover a thoughtfully designed floorplan that features an open living, dining, and kitchen area, ideal for entertaining and daily family life. The first floor also includes a full bedroom and bathroom, providing flexibility for guests or extended family. Venture to the second floor, where you’ll find ample space, including generous walk-in closets in each bedroom, laundry room, and a versatile bonus loft area that can serve as a playroom, home office, or additional living space. The home comes equipped with all stainless steel appliances, a washer, dryer, and a water softener, ensuring a move-in ready experience. Enjoy new carpeting throughout the property, which has been well cared for. The spacious backyard is perfect for family gatherings, or simply enjoying the outdoors. Living in Hidden Creek, gives you access to fantastic amenities, including a playground, dog park, and swimming pool, creating a vibrant community atmosphere. With easy access to Tampa, Wesley Chapel, Lakeland, and Orlando, you’ll enjoy the perfect blend of suburban living and city convenience. Low HOA Fee! CDD Fee included on taxes amount. Don’t miss out on this incredible opportunity—schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$359,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,992 | $287,992 | $287,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $615 | $615 | $615 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,916 | $1,914 | $2,469 |
Total Monthly Payment | $2,606 | $2,604 | $3,159 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.