Come see this charming 2 bedroom, 2 bathroom home in this quiet section of Rocky Point. Home is located on a dead end street, yet 5 minutes from the heart of town. This home boasts rustic tones with cathedral ceilings and cedar planks throughout most of the home, which resists moisture absorption and decay as well as insect attacks. The wood burning stove heats the home well and limits the oil needed to heat the house in the winter. Large Living Room that leads to the sun room where the jacuzzi is. The basement is half finished and keeps the washer and (propane) dryer along with other utilities. The EIK has newer appliances with a gas stove and leads to the backyard. Bilco doors lead to the unfinished part of the basement, but there is access from inside as well. There is a propane tank for the stove and dryer on the side. There are 2 separate cesspools, 4 year old roof and skylight. AC Wall unit is 14, 000 btu and is 1 year old. Come see this house before it's gone.
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Our Executive Mortgage Banker:
Our Insurance Division:
$429,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,992 | $343,992 | $343,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $773 | $773 | $773 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,289 | $2,318 | $2,949 |
Total Monthly Payment | $3,137 | $3,166 | $3,797 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.