THIS CLEAN, SPACIOUS, MOVE-IN READY HOME COMES WITH AN ADDITIONAL VACANT LOT. ARE YOU LOOKING FOR A THREE BEDROOMM TWO BATHROOM, TWO CAR GARAGE HOME WITH PLENTY OF EXTRA LAND TO BUILD AN ADDITIONAL, SEPARATE GARAGE OR WORKSHOP? THEN THIS IS THE PERFECT PLACE FOR YOU. *** NO DAMAGE FROM HELENE OR MILTON*** ROOF WAS REPLACED IN 2022. *** CITY WATER AND SEPTIC AT THIS LOCATION*** PARTIALLY FENCED YARD*** QUIET STREET AND PEACEFUL NEIGHBORHOOD WITH WATERFRONT HOUSES NEARBY. *** DUAL SINKS IN THE MASTER BATHROOM*** THE DEEP JETTED TUB IN THE MASTER BATHROOM HAS ITS OWN HOT WATER HEATER (2015). THERE'S AN ADDITIONAL HOT WATER HEATER IN THE GARAGE (2013)*** THERE'S A FORMAL DINING AREA (WHICH CAN BE REPURPOSED AS A HOME OFFICE) ALONG WITH A SEPARATE SPACIOUS BREAKFAST NOOK. *** AC UNIT IS APPROX. 4-5 YEARS OLD*** RAIN GUTTERS ALL AROUND THE HOUSE AND THERE ARE STORM PROTECTION PANELS READY TO BE PUT IN PLACE THE NEXT TIME THE WIND BLOWS A LITTLE TOO HARD. **** CLOSETS GALORE MEANS YOU'LL NEVER RUN OUT OF STORAGE SPACE. *** DEEP UTILITY SINK IN THE GARAGE AS WELL AS IN THE INSIDE LAUNDRY ROOM - SORRY, THERE'S NO WASHER OR DRYER INCLUDED IN THE SALE *** THIS HOUSE IS LOCATED NEAR ALL THE CONVENIENCES - MEDICAL, RESTAURANTS AND SHOPPING. *** NEWER MICROWAVE. *** NO PESKY HOA RULES/FEES IN THIS NEIGHBORHOOD. *** NO CDD FEES HERE LIKE THEY HAVE IN THOSE NEW CONSTRUCTION HOAS****
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Our Executive Mortgage Banker:
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$379,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $471 | $471 | $471 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,017 | $2,043 | $2,600 |
Total Monthly Payment | $2,563 | $2,589 | $3,146 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.