114 31st STREET, Holmes Beach, FL, 34217 | $1,125,000

Elevated, charming, and just five houses from the beach, this attractive 1 Bedroom/1 Bathroom stand-alone pool home earns over $100, 000 annually, making it the “Best Little Beach House on Anna Maria Island. ” With a concrete foundation, hurricane-impact windows, Hardieboard siding, and a storm-readied roof, this quaint beach cottage has stood resilient and undamaged by the elements while preserving its coastal charm and laid-back beachy vibe. Inside, the home’s coastal décor creates a welcoming ambiance with custom wainscoting and luxury vinyl plank floors flowing throughout—perfect for a low-maintenance, seaside lifestyle. Its prime location, just one-minute to the soft sands of the Gulf of Mexico, draws both owners and guests alike. Nestled in one of the island’s most peaceful sections, free from large resorts or hotels, it offers an oasis of tranquility. This home is the only one-bedroom private residence on Anna Maria Island featuring a private pool, providing the perfect blend of privacy and luxury. The heated pool is complete with a waterfall, in-pool cocktail table, and bench seating, ideal for relaxing afternoons. Surrounded by lush landscaping, guests can lounge on the Trex deck, dine al fresco at the outdoor table, or enjoy a barbecue with the gas grill. Additional outdoor amenities include a charming front porch for quiet moments and an outdoor shower to rinse off after the beach. Inside, the beach house is tastefully updated with a neutral and soothing tropical décor. The kitchen is a showpiece of function and style, featuring custom solid wood cabinetry, soft-close doors/drawers, weathered iron hardware, a stainless farm sink, and quartz countertops, highlighted by a tumbled marble tile backsplash. The bright open-concept great room is ideal for relaxation, while the spacious bedroom offers a serene retreat with an ensuite bathroom plus direct and private access to the rear deck and pool. The bathroom boasts a travertine and tumbled marble shower, granite vanity, and built-in linen closet. Lovingly maintained and improved, this TurnKey Furnished home includes energy-efficient spray foam insulation, Hardie board siding, Trex decking, a fenced yard and a paver parking pad. When you want to explore beyond your personal oasis, you’re just moments to the beach, local restaurants, shopping, and the island’s free trolley service, making exploration easy and convenient. Embrace the ultimate blend of a peaceful retreat and rewarding income with this one-of-a-kind beach house—a gem on Anna Maria Island.

Features

  • Rooms: 4
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Inside
  • Style: Florida, Key West
  • Year Built: 1946
  • Garage: Driveway, Ground Level, Off Street, Open, Parking Pad
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 602
  • Acreage: 0.03
  • Est. Taxes: $6,129
  • Lot Desc: FloodZone, City Lot, In County, Level, Near Golf Course, Near Marina, Near Public Transit
  • View: Garden
  • Elem. School: Anna Maria Elementary
  • Middle School: Martha B. King Middle
  • High School: Manatee High
  • Pool: Child Safety Fence, Deck, Heated
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: A4628578
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /eprop/A4628578/11431ststreet_holmesbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/24/2024 4:23:12 AM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 941-383-6411

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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114 31st STREET, Holmes Beach, FL, 34217

$1,125,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $900,000 $900,000 $900,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.282% 6.762% 6.036%
Monthly Tax Payment $511 $511 $511
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,763 $5,763 $7,902
Total Monthly Payment $6,399 $6,399 $8,538

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.