End of the year retreat for sale in a private setting of Burlington. It s been a long time since one of these 2 units have become available. This is a custom attached townhome with 2 levels above grade. It's hard not to notice the grand Winooski River in the backdrop as you arrive to your new home with paved driveway. A 9-level terraced garden with partial irrigation are there for your outdoor delight along with a shared courtyard to the right. A 2 level wrap around deck provides 180 degree views of the water all year long before you even enter the home. An inviting upper level has a vaulted ceiling, open living, dining and kitchen areas, views from every angle. A primary bedroom & full bathroom complete this level. A contemporary spiral staircase accesses the lower level with walk out on grade utility. Ductless air mini splits provide supplemental heat & cooling to both levels. Another mixed use living area, 2 additional bedrooms, a full bathroom with laundry and younger natural gas hot water furnace heating unit. Back to the outdoors. . . Who is up for a 30 step trek to the riverfront recreational deck, the year round floating dock and solid concrete retaining. No flooding worries here as the home sits high upon the hillside. Please be careful accessing the steps down to the shoreline, don't forget you have to come back up. Direct access to Lake Champlain. Areas across from the subject property are property preserved lands in Colchester. Bike path is only . 5 Mile.
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NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,800 | $380,800 | $380,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $583 | $583 | $583 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,598 | $2,531 | $3,211 |
Total Monthly Payment | $3,256 | $3,189 | $3,869 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.