Here you have it, a practically brand NEW home without the wait, and already equipped with all the upgrades! Welcome to the Stonebridge community where this new three-bedroom, two-bathroom home awaits for your personal touch. Built in 2024, the owners of this home have already completed all the upgrades you could imagine. This home comes equipped with new rain gutters, a full security system, washer/dryer, and we certainly cannot forget the 16x30 screened in back porch that was just added. The back porch is a perfect place for hosting a football party, family gatherings, or just enjoying the sunrise with your morning coffee. The open-concept layout is ideal for entertaining, with spacious living areas, an over-sized kitchen island, and a dining area that flows seamlessly. The master suite offers a peaceful retreat with private walk-in shower and walk-in closet, while the two additional rooms in this split floor-plan offer ample space for family or guests. Along with this turn key property, you will be invited to use the Stonebridge amenities featuring a zero entry pool, playground, dog parks, ponds if you like to fish, and walking paths. Welcome to your permanent vacation!
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Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $156 | $156 | $156 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,943 | $1,941 | $2,462 |
Total Monthly Payment | $2,174 | $2,172 | $2,693 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.