Sought after St Regis model with 2. 5 car garage located in 55+ Kings Ridge. It is being sold turn key minus 2nd bedroom furniture and personal items. There is 1975 SF with 2 BD/2 BA and Den located on a large corner lot. New roof in Jan 2019 and HVAC changeout in Aug 2023. Double pane windows installed in the home in Nov 2015. The water heater is brand new. Ceramic tile flooring throughout all main areas of the home. The kitchen has granite countertops and stainless steel appliances. No carpet in home. The back lanai has glass windows for year round use and stone flooring. Golf cart is also included in the sale at no extra cost. Additional insulation has been added in the ceiling above the garage and on garage door. The 3 TV's and 2nd refrigerator will also remain. The garage has an Attic fan and an acrylic painted floor. Kings Ridge is a 55 Plus gated golf community nestled in the rolling hills of Clermont. Enjoy the Kings Ridge Royal life style in the multi-million $ clubhouse with 3 heated pools, spas, tennis & pickle ball courts, billiards, shuffle board, shows, Bingo, cards and clubs galore. The monthly maintenance fees include: lawn maintenance including trimming of shrubs, care of irrigation system & irrigation water, dish cable TV w/ fiber optic cable thru Opticaltel, internet & home phone, maintenance of roads and outside painting of home every 7 years. Take your golf cart to the Kings Ridge Plaza where you can do your grocery shopping, banking or dine out. .
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $315,600 | $315,600 | $315,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $169 | $169 | $169 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,100 | $2,098 | $2,706 |
Total Monthly Payment | $2,344 | $2,342 | $2,950 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.