296 Yacht Harbor DRIVE, Palm Coast, FL, 32137 | $329,000

Welcome to a remarkable opportunity, where you can turn the home of your dreams into a reality, right on the enchanting shores of the Intracoastal Waterway at the Yacht Harbor Village neighborhood. Tucked away within the secure embrace of a gated community, this vacant lot extends an unprecedented invitation to embrace a life by the water and create your own perfect coastal sanctuary. As the proud new owner, you hold the reins to create a residence that truly mirrors your vision and preferences. Whether you imagine a modern masterpiece, a charming coastal cottage, or an expansive Mediterranean-inspired estate, the possibilities are limitless. This is your chance to collaborate with esteemed architects and designers, crafting a home that is not just an architectural marvel, but a reflection of your unique personality that seamlessly merges with the natural beauty that surrounds it. Embrace the coastal lifestyle, where panoramic water views become your daily backdrop and membership to the Club at Hammock Beach offers access to an array of exceptional on-site amenities, from well-lit Hydro-Grid clay tennis courts to a state-of-the-art fitness center and a luxurious pool area, pickleball court, making this an opportunity that extends far beyond the walls of your home.

This is the best of both worlds; enjoy life on the Waterway, with easy access to the beach. Dock your boat in the full-service marina! HOA fees include lot maintenance and landscaping- say goodbye to yard work. The property is already cleared, leveled and filled, saving you thousands of dollars in site preparation costs and no timeline to build! Don’t miss this chance to create your dream home in one of Florida’s most desirable locations!

Features

  • Amenities: Clubhouse, Gated, Maintenance, Optional Additional Fees, Pickleball Court(s), Security
  • Lot Size: 40 x 120
  • HOA Fee: $502 Quarterly
  • Pet Policy: Yes
  • MLS#: O6249042
  • Days on Market: 31 days
  • Website: https://www.raveis.com
    /prop/O6249042/296yachtharbordrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/11/2024 6:06:29 PM)
Listing courtesy of EXP REALTY LLC   Phone: 407-392-1800

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

296 Yacht Harbor DRIVE, Palm Coast, FL, 32137

$329,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $263,200 $263,200 $263,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.300% 6.778% 6.034%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,707 $1,685 $2,186
Total Monthly Payment $1,782 $1,760 $2,261

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.