Charming two-story colonial with 4 bedrooms and 1. 5 baths has plenty of character and space, ideal for those who appreciate traditional craftsmanship. Built in 1890, this home has the original trim and woodwork and in great condition. With it's 9-foot ceilings, formal dining room, large kitchen, and an inviting entry foyer, it is perfect for both entertaining and comfortable living. The enclosed porch off the primary bedroom offers a cozy retreat. There are 3 additional, nicely sized bedrooms and a full bath. Plenty of closets and storage and a partially finished walk-up attic. There is an unfinished basement with a washer/dryer. All appliances included. The driveway can accommodate up to seven cars and easy backdoor access is a real convenience. Close to all amenities, restaurants, shops, schools, wineries, and so much more. Convenient to I84. Municipal water & sewer. Come see what the beautiful Hudson Valley has to offer. Additional Information: HeatingFuel: Oil Above Ground,
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $694 | $694 | $694 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,886 | $1,860 | $2,361 |
Total Monthly Payment | $2,655 | $2,629 | $3,130 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.