Enjoy low maintenance living in the tranquil neighborhood of The Villas of Forest Park. This residence showcases a thoughtfully designed, open floor plan highlighted by vaulted ceilings. It creates an inviting and spacious atmosphere. The kitchen features granite countertops, modern cabinetry, a skylight and recessed lighting, extra pantry storage and newer stainless-steel appliances. You can cozy up to the breakfast bar for a casual lunch, while the dining area is perfect for a larger gathering. The separation of the bedrooms offers both privacy and convenience. The primary suite features dual closets and an ensuite bath echoing the same gracious updates as the rest of the home. Engineered hardwood floors connect all living spaces. Storage will never be a problem as there is plenty of closet space and any overflow can be put in the convenient attached garage. Meet with residents at the community pool in this intimate 55+ community. At days end retreat to your screened in porch or exterior patio. Have peace of mind as the HVAC and duct work were replaced in 2022 and the windows are impact rated. One small furry friend can join you! As an additional option, the seller is willing entertain offers for the furniture. Located a short drive from the Gulf Coast beaches, local parks, and the vibrant shops and dining of Downtown Dunedin, this villa offers the perfect balance of peaceful living with convenient access to Florida’s best!
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$280,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $224,000 | $224,000 | $224,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $85 | $85 | $85 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,490 | $1,489 | $1,889 |
Total Monthly Payment | $1,650 | $1,649 | $2,049 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.