Imagine building your DREAM BEACH HOME just steps away from the Prestigious shores of BELLEAIR BEACH!! Nestled on a peaceful cul-de-sac with only 10 homes, this prime lot offers exclusive access to the "RESIDENTS ONLY" Belleair Beach access, where sugary-white sands and the sparkling waters of the Gulf of Mexico await. There's no shortage of outdoor activities with nearby parks, tennis courts, a boat ramp, and fishing piers. Belleair Beach’s residential nature, with limited public parking and no commercial businesses, guarantees a serene and private atmosphere year-round. Community Amenities: Across the street, the Belleair Beach Community Center awaits, providing access to pickleball, tennis and basketball courts, a playground, picturesque picnic areas, an Intracoastal beach area, and an array of community events and fitness classes. Here, you'll find a home and a vibrant and welcoming community Just minutes away, explore Sand Key Park, savor local flavors at The Columbia Restaurant, and enjoy family fun at Pier 60 or the Clearwater Marine Aquarium. With Belleair Bluffs just over the causeway, you’ll have easy access to golf and bike trails, hospitals, grocery stores, charming boutiques, and fine dining options. This is your chance to bring your vision to life, bring your blueprints and immerse yourself in coastal living at its finest! *THE HOUSE CURRENTLY ON THIS LOT" sustained flood damage from hurricane Helene and " WILL BE DEMOLISHED SHORTLY AT OWNERS EXPENSE*
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,002 | $2,924 | $3,711 |
Total Monthly Payment | $3,094 | $3,016 | $3,803 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.