Welcome to this beautifully maintained ranch home with many upgrades located in the Baldwin School District. Set on a sprawling property that offers both space and tranquility, it is a must see. Inside, the spacious living room is bathed in natural light, thanks to large windows, and flows seamlessly into the dining room. The updated kitchen boasts modern appliances, granite countertops, and ample cabinetry! Step outside to the expansive fenced in backyard, perfect for entertaining or relaxing. With plenty of room for outdoor activities, you can easily envision barbecues with friends, gardening, or simply enjoying the serene surroundings. With its combination of well-maintained interiors and ample outdoor space, this ranch home is a rare find. Whether you're looking for a family retreat or a peaceful sanctuary, this property offers the ideal setting to create lasting memories. Don't miss the opportunity to make it your own!, Additional information: Appearance: Diamond, Separate Hotwater Heater: Y
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,999 | $559,999 | $559,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $903 | $903 | $903 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,868 | $3,773 | $4,763 |
Total Monthly Payment | $4,863 | $4,768 | $5,758 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.