Welcome to your peaceful retreat in the sought-after Harshaw Lake Park community! This end-unit, single-story, 55+ villa offers privacy and convenience with a reserved carport directly at your doorstep, plenty of visitor parking, and no upstairs neighbors. Nestled in a non-flood, non-evacuation zone, this home combines peace of mind with comfort. Step inside to find a spacious living room/dining room combo, designed for relaxation and entertaining. Sliding glass doors in both the living room and primary bedroom open up to a large enclosed sunroom with storage room including washer and dryer, allowing for seamless indoor-outdoor living. The home’s split-floor plan offers extra privacy, featuring a generous primary bedroom with an en-suite bathroom and walk-in closet. The eat-in breakfast area adjacent to the kitchen includes floor-to-ceiling cabinets, ideal for all your culinary and dining storage needs. This turn-key villa comes with optional furniture and furnishings, allowing you to settle in effortlessly. Upgrades including hurricane-rated windows, electric panel, HVAC system, hot water heater, and roof, add even more value to this well maintained property. HOA fee includes Cable TV, Sewer, Trash, Water, Community Pool, Insurance, Maintenance Exterior, Maintenance Grounds, Pool Maintenance, Escrow Reserves Fund, and Common Area Taxes. Community amenities are close by: take a swim in the pool, socialize at the clubhouse, or relax on the sundeck. Plus, enjoy quick access to downtown St. Petersburg's arts, shopping, dining, and the beautiful Gulf beaches. Don’t miss this opportunity to enjoy the best of Florida living in a secure and well-cared-for community. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$265,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $276 | $276 | $276 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,446 | $1,409 | $1,788 |
Total Monthly Payment | $1,797 | $1,760 | $2,139 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.