Introducing 27 Eagle Ridge Drive, a rare find located just moments from the vibrant heart of downtown Essex. This beautifully secluded 4-bedroom, 2 1/2-bathroom Colonial-style home sits on nearly an acre offering the perfect blend of tranquility and convenience that also provides access to Canfield- Meadow Woods Nature Preserve, 300 plus acres of open space and hiking trails. This home is an ideal sanctuary for those seeking comfort and style w/ sophistication. Upon entering you will be impressed by the bright airy space accentuated by wide- plank flooring, which adds to the timeless elegance that defines this home. The newly updated galley kitchen w/ brand-new stainless steel appliances, pristine granite countertops, and a breakfast bar/nook is perfect for casual dining or sipping your morning coffee. Herman Miller Nelson Bubble Lamps illuminate in the family room next to the wood burning fireplace that serves as a focal point. The formal dining room is perfect for holiday meals. Upstairs you will find the primary bedroom ensuite w/ ample closet space and a full bath. 3 additional well-sized bedrooms, perfect for a growing household, guests, or home office space. Another full bath is located conveniently down the hall. Full basement w/brand-new insulation, ready to be finished for additional living space- ideal for a media/game room or home gym. This house has all the trimmings to be home!! Highest and Best Tuesday, November 19th at 6pm!!! Move right in with ease! Newly installed paver patios, propane line for gas cooking, outdoor 30 AMPRV. Hot tub, Nest thermostats, and security system equipment convey at closing. Whole house generator and wine fridge to convey at closing. Airstream does not convey with sale of home. Radon for air and water mitigation in place.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | 12.0 x 13.0 | Upper |
Bedroom 2 | Ceiling Fan,Wall/Wall Carpet | 10.0 x 12.0 | Upper |
Bedroom 3 | Ceiling Fan,Wall/Wall Carpet | 9.0 x 11.0 | Upper |
Dining Room | Hardwood Floor | 12.0 x 12.0 | Main |
Family Room | Balcony/Deck,Fireplace,Sliders | 12.0 x 13.0 | Main |
Kitchen | Breakfast Bar,Breakfast Nook,Granite Counters,Eating Space,Pantry,Hardwood Floor | 12.0 x 20.0 | Main |
Living Room | Hardwood Floor | 12.0 x 14.0 | Main |
Primary BR Suite | Ceiling Fan,Dressing Room,Full Bath,Stall Shower,Walk-In Closet,Wall/Wall Carpet | 12.0 x 15.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $477 | $477 | $477 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,459 | $3,456 | $4,458 |
Total Monthly Payment | $4,028 | $4,025 | $5,027 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.