|
Presented by
Jennifer Jennings |
5 Osprey Lane, East Lyme (Giants Neck), CT, 06357 | $399,900
Welcome to 5 Osprey Lane located in the sought-after Giants Neck Heights. This fully remodeled two-bedroom, 1. 5-bath Cape is a coastal gem offers a serene setting surrounded by mature trees and lush landscaping and just a short stroll from the beach, providing the perfect blend of privacy and coastal living. Step inside to discover a modernized kitchen with stainless steel appliances, sleek steel gray granite countertops, a large pantry, and a dining peninsula, seamlessly opening to a spacious, light-filled living room with beautiful hardwood floors and ample new windows. The main level also offers a convenient half bath, and laundry. Upstairs, find two spacious bedrooms with custom closet shelving, hardwood floors, and a skylight in the primary bedroom for cozy stargazing. A beautifully updated full bath features a 5-foot walk-in shower and a linen closet for added storage. Outside, enjoy a large new deck perfect for entertaining or relaxing after a day at the beach. Newer roof, siding, and windows complete this stunning remodel, giving you peace of mind for years to come. As part of the private Giant's Neck Heights community, enjoy beach access, clubhouse, playground, and walking/biking trails. This is shoreline living at its finest without the high cost! Don't miss your chance to claim this coastal retreat-schedule a tour today and make this Niantic haven your own.
Features
- Town: East Lyme
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full / 1 half
- Laundry: Main Level
- Style: Cape Cod
- Year Built: 1984
- Heating: Hot Air
- Cooling: Central Air
- Basement: Crawl Space,Hatchway Access
- Above Grade Approx. Sq. Feet: 1,075
- Acreage: 0.19
- Est. Taxes: $4,834
- HOA Fee: $211 Annually
- Lot Desc: Level Lot
- Elem. School: Per Board of Ed
- High School: Per Board of Ed
- Appliances: Gas Range,Microwave,Refrigerator,Dishwasher,Washer,Dryer
- MLS#: 24058599
- Days on Market: 5 days
- Buyer Broker Compensation: 2.50%
- Website: https://www.raveis.com
/raveis/24058599/5ospreylane_eastlyme_ct?source=qrflyer
Room Information
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Upper |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Jennifer JenningsSales Associate
203.561.6105
Jennifer.Jennings@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
David LewisVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 49042
978.423.2254
David.Lewis@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Heidi SummaRegional SVP Insurance Sales, William Raveis Insurance
860.919.8074
Heidi.Summa@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
5 Osprey Lane, East Lyme (Giants Neck), CT, 06357
$399,900
Jennifer Jennings
Sales Associate
William Raveis Real Estate
Phone: 203.561.6105
Jennifer.Jennings@raveis.com
David Lewis
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 978.423.2254
David.Lewis@raveis.com
NMLS Mortgage Loan Originator ID 49042
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $403 | $403 | $403 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,128 | $2,126 | $2,743 |
| Total Monthly Payment | $2,606 | $2,604 | $3,221 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524