I'm happy to introduce this beautiful, turn-key-ready, brick two-family home with a private driveway (8. 5' wide) and a one-car garage. The property - built in 2007 - has a duplex apartment with three bedrooms, two full bathrooms (one with a jacuzzi) on the first floor, a fully finished basement with a private entrance in the rear, a laundry room, a bathroom, two private rooms, and a boiler room. On the second floor, you'll find the other apartment with two bedrooms, two full bathrooms (one with a jacuzzi), a front balcony, and a private terrace in the rear showcasing skyline views. The property is lead-free, asbestos-free, and has a backflow valve installed by the sewer trap, so you should not have any water headaches. Also, you have two heating/cooling zones connected to their own gas and electric meters, so each unit pays separately for the heat and central air. On top of that, you have a charming Overlook Park around the corner, with a view of the LaGuardia Airport Terminal and the air traffic control tower slightly obscured by the leaves of the old trees. Ideal for aviation enthusiasts and professionals looking for a perfect spot close to LGA. This home is conveniently located near public transportation and major highways, with easy access to Manhattan, and provides comfort and accessibility. Delivered vacant!, Additional information: Separate Hotwater Heater: 2
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,278,400 | $1,278,400 | $1,278,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.250% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.748% | 6.396% | 6.036% |
Monthly Tax Payment | $830 | $830 | $830 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,259 | $7,871 | $10,702 |
Total Monthly Payment | $8,214 | $8,826 | $11,657 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.