Exquisite Two-Family Gem in Highly Sought-After Whitestone Welcome to 1814 157th Street, a stunning North-facing two-family residence perfectly nestled in the prestigious Whitestone neighborhood with a charming South-facing yard perfect for outdoor relaxation and entertaining. Set on a gentle hill, this home offers unmatched elegance, privacy, and space, perfect for extended families or rental potential. The first-floor unit welcomes you with an expansive open floor plan featuring a luxurious kitchen complete with a granite island, high-end finishes, and heated tile floors. The master suite includes an ensuite bath, while two additional bedrooms and a full bath make this floor as functional as it is beautiful. The second-floor unit dazzles with an open-concept layout, blending a warm fireplace with a spacious kitchen with granite island, dining room, and living room area. Heated tile floors flow throughout, adding comfort and sophistication. This floor features two bedrooms, a master suite with its own private bath, and an additional full bathroom. The full finished basement is designed with versatility in mind, featuring two bedrooms, a full bath, a convenient summer kitchen, and an independent entrance-ideal for guests or extended family, and a laundry room. 2 central air units. Enjoy the luxury of private parking and the tranquility of being elevated on a hill, adding both prestige and privacy. This property offers a rare opportunity to own a multi-generational or investment home in one of Queens' most desirable areas. Don't miss this chance to make Whitestone's finest your new address.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,478,888
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,983,110 | $1,983,110 | $1,983,110 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,664 | $1,664 | $1,664 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $11,260 | $12,372 | $16,601 |
Total Monthly Payment | $13,049 | $14,161 | $18,390 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.