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1640 Center ROAD, Terra Ceia, FL, 34250 | $749,900
Discover Your Serene Retreat on Terra Ceia Island! Welcome to a slice of paradise where the charm of island living meets the comforts of home! Nestled on a generous 1. 8-acre lot, this inviting ranch-style residence offers the perfect blend of comfort, charm, and easy living. As you approach the property, you’ll be captivated by the picturesque setting that surrounds this well-maintained home. Step inside to find a warm and welcoming interior featuring three spacious bedrooms with an office/den and an open living area bathed in natural light. The heart of the home is the well-appointed kitchen, complete with ample counter space and storage—perfect for whipping up delicious meals with fresh, local ingredients from the island produce stand. Imagine sipping your morning coffee on the back patio while enjoying the peaceful views of your expansive yard, where you can garden, play, or simply soak in the serene atmosphere. But that’s not all! This property comes with a detached three-car garage and a versatile pole barn, providing plenty of room for your hobbies, projects and island toys, from kayaks to bikes. Located on historic Terra Ceia Island, also known as Heavenly Land & full of rich history, follow a scenic one-lane road that meanders through the island. Spend your evenings watching the stunning sunsets that paint the sky in hues of orange and pink, creating the perfect backdrop for your new island lifestyle. Whether you’re searching for a primary residence or a peaceful getaway, this home offers the ideal setting for easy living and relaxation. This home features numerous improvements including A/C 2022, 15 year old metal roof, brand new showers, R38 insulation & ductwork 2023 and a whole-home generator for your peace of wind. Quick & easy access to I75, I275, 41 & 301 makes for convenient commuting. Come experience the warmth and charm of Terra Ceia Island—your dream home awaits!
Features
- Amenities: Park, Pickleball Court(s), Playground
- Rooms: 3
- Bedrooms: 3
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Year Built: 1975
- Garage: 3-car Driveway
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,978
- Acreage: 1.81
- Est. Taxes: $2,192
- Lot Desc: Cleared, In County, Level, Oversized Lot
- View: Trees/Woods
- Elem. School: Palm View Elementary
- High School: Palmetto High
- Pet Policy: Yes
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: A4628284
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/A4628284/1640centerroad_terraceia_fl?source=qrflyer
Listing courtesy of COLDWELL BANKER REALTY Phone: 941-739-6777
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1640 Center ROAD, Terra Ceia, FL, 34250
$749,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $599,920 | $599,920 | $599,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
| Monthly Tax Payment | $183 | $183 | $183 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,093 | $3,987 | $5,059 |
| Total Monthly Payment | $4,368 | $4,262 | $5,334 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388