Cozy 2 bedroom 2 bath condo in Palm Coast. Located in the highly desired Shangri La Condo community in the heart of Palm Coast FL, this 2nd story unit offers ample room for any situation, a beautifully updated kitchen sporting granite counters and lots of cabinetry. Laminate wood flooring throughout the main areas and tile in the bathrooms makes for easy cleanup. The spacious living room opens to a roomy porch overlooking the common area nature scape. HVAC updated in 2022! Enjoy relaxing by the private COMMUNITY POOL. Water Utility, Trash, Sewer, Exterior Maintenance, Management, and Pool Care are included in the Condo Fee, providing a truly turn key living. Central location situates this condo close to shopping, restaurants, financial institutions, schools, parks, and everything Palm Coast offers. Easy access to the main roadways provides for a quick drive to the beautiful local beaches. Enjoy the speedy commute to both Jacksonville and Daytona Beach via I95.
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Our Executive Mortgage Banker:
Our Insurance Division:
$182,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $145,600 | $145,600 | $145,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $179 | $179 | $179 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $993 | $968 | $1,228 |
Total Monthly Payment | $1,247 | $1,222 | $1,482 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.