This sailboat access canal home in Punta Gorda Isles offers classic craftsmanship - built solid by Michigan Homes in 1961. With direct sailboat access to Charlotte Harbor in minutes, this 3-bedroom, 2-bath residence spans 1, 720 square feet and exudes timeless charm with custom details throughout. The home features a newly installed 2022 metal roof, enhancing both durability and aesthetic appeal. The kitchen is the heart of the home, with granite countertops, a distinctive brick pizza oven, and a convenient pass-through to the family room. Plantation shutters adorn many rooms, allowing for easy light control and privacy. Relax by the cozy brick woodburning fireplace in the spacious living room, while the family room showcases a beautiful wood coffered ceiling. Unique custom crown molding adds a touch of sophistication in every corner. Additional touches include a cedar closet at the entry and a heated pool, perfect for year-round enjoyment. Accordion hurricane shutters protect the home on all doors and windows for peace of mind, one small window has separate protection. Don’t miss this rare opportunity to own a piece of Michigan Homes craftsmanship right on the Florida waterfront!
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Our Executive Mortgage Banker:
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$595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $350 | $350 | $350 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,247 | $3,164 | $4,014 |
Total Monthly Payment | $3,689 | $3,606 | $4,456 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.