Welcome to Spanish Trails West active 55+ community where you OWN the land. The $142/month HOA fee gets you the community pool and all recreational facilities, trash, cable, internet, lawn care and maintenance of private roads. This beautifully updated 2BR/2BA Jacobsen home boasts luxury vinyl plank flooring throughout main rooms of the home, double pane windows, newer SS kitchen appliances and granite countertops. You enter the home via the large living room with a gorgeous water view of the pond and fountain. Open concept between living and dining room allows for great entertaining space. The recently updated kitchen with solid wood cabinets, center island with cooktop, newer SS appliance and granite countertops is open to the family room complete with wet bar and sliding doors to the windowed Florida room for even more area to relax with family and friends. The owner's retreat is large enough for a king size bed, ceiling fan, walk-in closet, separate built-in closet and ensuite bathroom with step-in shower. Bedroom two will easily accommodate a queen size bed with ceiling fan and also has a walk-in closet. A nice feature of the bedroom is that it has direct access to the guest bathroom which has an updated step-in shower, vanity and commode. The laundry is conveniently located inside just off the kitchen and the guest bath area. The 12x15 Florida room is located off the family through sliding doors. Just off the Florida room is a bonus area that once housed the washer and dryer and an additional room in the back that could be converted into a third bedroom, craft room or man cave. The community is located close to shopping, restaurants, premier medical facilities and a short drive to some of the Gulf Coast's most beautiful beaches. Schedule your appointment today, and don't let this one get away!
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Our Executive Mortgage Banker:
Our Insurance Division:
$215,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $134 | $134 | $134 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,173 | $1,143 | $1,451 |
Total Monthly Payment | $1,382 | $1,352 | $1,660 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.