WATERFRONT Resort like complex on Big Bayou with access to the Tampa Bay and the Gulf. Bring your boat! Lowest price on the water for this gem! No flooding from either hurricane Helene or Milton. Photos pre tenant, new photos coming. Great condition. Townhouse with 2 good size bedrooms, upgrades throughout with tile, wood planks, paddle fans throughout, indoor washer dryer, 1/2 bath downstairs, newer flooring second floor with blond wood including the stairwell, new hurricane windows, newer AC/Heat unit, new range, upgraded doors, new master bedroom door, brick patio and balcony overlooking Downtown St Petersburg & the evening sunsets. Condo fees include internet, cable, water, trash, sewer, community maintenance, exterior insurance and flood, fitness center, escrow reserve fund, open parking, virtual gated entry. . Condo association has plans and reserves to rebuild the boat docks, Docks are first come first serve. Up to 30 ft boat. Condo improvements : new pool heater in winter/chiller in the summer, new 2 year old roof, new balconies, fresh paint, new pavement, open parking, newly surfaced paddle ball/ tennis courts, clubhouse updated with ping pong and pool table, full kitchen for the get togethers. That's not all there's more! You have access to Waterside South with so many more amenities. Just ask how that applies to your unit. Hard to believe! You can rent monthly for 30 days, 12 times a year. More details available on short-short rentals. Perfect winter get away! Sidewalks and sea walls to walk. Downtown 3. 5 miles away for the best in restaurants, shopping and the famous St Pete pier.
Dream come true. Check it out!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $419 | $419 | $419 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,861 | $2,361 |
Total Monthly Payment | $2,357 | $2,355 | $2,855 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.