**Unlock Incredible Potential – A Diamond in the Rough!** Nestled on a **beautiful 1. 4-acre subdividable lot**, this charming home is brimming with potential and just waiting for your vision to bring it back to life! With a **large eat-in kitchen** featuring rustic pine cabinets, **hardwood floors**, and a cozy **sunny den** that leads to the side yard (complete with a cute shed), this home offers plenty of character. The **spacious living/dining room** with a fireplace and the **front screened porch** (who doesn’t love a front porch?) make this the perfect spot to unwind and enjoy the surrounding beauty. A **full bath** completes the first floor, while upstairs you'll find two bright, generously sized bedrooms. Whether you're looking for a place to bring the family together, raise some chickens, or let the kids run wild, this **1. 4-acre lot** is perfect for small animals, a garden, or simply enjoying the outdoors. And with **Fuller School, trails**, and downtown just a short drive away, convenience is at your doorstep. This home **needs some love**, but with your personal touch, it can become a **true gem**. Don't miss out on the chance to make this home your own and unlock its full potential! **Priced to sell – schedule a tour today!**
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $238,800 | $238,800 | $238,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $494 | $494 | $494 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,609 | $1,587 | $2,014 |
Total Monthly Payment | $2,178 | $2,156 | $2,583 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.