Located only a short distance from the heart of Bradford, VT, this property benefits from proximity to Routes 5, 10, 25, I91, comfortably situated for local conveniences as well as providing privacy and space to recreate. Upon turning into the driveway, you're greeted by the stunning home with a fire-rated two-car garage below and a large yard space. The shed to the side of the yard provides additional storage or work space as needed. When entering the home through the lower level there is a large space to drop boots, coats, shoes, etc. , accessed either through the front door or from the garage. Utilities are conveniently located on this lower level, as well as a "mixed-use" room which has natural light and a closet. The upper-level of the home is where a majority of the daily living takes place. The kitchen greets you at the stairs, with two points of access to the large deck and a pantry adjacent. The breakfast bar allows for comfortable seating, or have a more formal dinner at the dining room table while looking northeast out the sliding door to the deck. The living space is large, comfortable, and takes full advantage of the property's siting. The guest bedroom is to the left, served by a full bathroom in that hall that also serves the main house. The laundry facilities are between the two bedrooms, and the primary bedroom has an ensuite bathroom with a tile shower. Whether looking to establish a primary residence or a comfortable vacation location, this property sings!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $408 | $408 | $408 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,393 | $3,036 |
Total Monthly Payment | $2,878 | $2,876 | $3,519 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.