Welcome to this breathtaking 1920 historic gem in the heart of uptown St. Augustine, where charm and versatility meet! With five spacious bedrooms, four full bathrooms, and the rare flexibility of two kitchens and living areas, this stunning home can easily function as a single-family residence or be split into two distinct units — offering substantial income potential for short-term rentals or multi-family living. INCREDIBLE OWNER FINANCING OPTION AVAILABLE PLUS NO FLOODING, PER SELLERS! The upstairs unit boasts three bedrooms and three bathrooms, along with its own kitchen and living room, while the downstairs unit provides two bedrooms, one bathroom, a separate kitchen, and a cozy living space. Recent modern renovations blend seamlessly with the home's classic architecture, preserving the historic charm while offering all the comforts of today. You'll fall in love with the expansive wraparound porch, perfect for relaxing or entertaining, and the fully fenced yard offers both privacy and space for outdoor enjoyment. Plus, with abundant parking and a turnkey, fully furnished setup, this property is ready to welcome guests or become your ideal family retreat. Enjoy the vibrant St. Augustine lifestyle with easy walking access to nearby attractions, shops, and restaurants. Don’t miss the opportunity to own this beautifully updated, income-generating treasure in one of Florida’s most beloved historic cities! All information taken from the tax roll and sellers, and while deemed reliable, cannot be guaranteed.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,199,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $959,920 | $959,920 | $959,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.750% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.321% | 6.826% | 6.936% |
Monthly Tax Payment | $724 | $724 | $724 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,226 | $6,226 | $8,494 |
Total Monthly Payment | $7,075 | $7,075 | $9,343 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.