Welcome to 1124 35th Avenue Northeast in St. Petersburg, FL. This modern and casually elegant property offers an unparalleled waterfront lifestyle with 82 feet of water frontage on Smack's Bayou. This renovated ranch-style home features a split floor plan and boasts 3 bedrooms and 2 bathrooms, plus an office, dining space, formal living, family room, and an oversized sun room adding just over 560 sf of living space. Additional upgrades include, a fully remodeled primary bed and bath in 2022, a new roof (2024), all new plumbing (2021), and an HVAC system replaced in 2023. The home also features luxury vinyl flooring throughout as well as propane gas used for the inside range and tankless water heater, two car garage with laundry and extra storage, plus a circular drive. In addition to the Florida room, outside you will find a swimming pool, completely fenced in yard, boat dock (2010), 13k lb boat lift (2020), newer concrete seawall, brick paver patio, views of Smack's Bayou, and unobstructed boating access to Tampa Bay. With a total square footage of 1, 965 and a generous lot size of 9, 679 square feet, or just under a quarter acre, this property also presents an opportunity to build your own custom waterfront home. Located in Old NE Park Shores on a private cul-de-sac, you are less than 4 miles to the St. Pete Pier and all that downtown St. Pete has to offer. Home experienced limited flooding during Helene to the garage and sun room, both have been remediated. No damage from hurricane Milton. Available immediately.
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Our Executive Mortgage Banker:
Our Insurance Division:
$7,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $5,600 | $5,600 | $5,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $38 | $37 | $47 |
Total Monthly Payment | $113 | $112 | $122 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.