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3040 Cochran Road, Richmond, VT, 05477 | $575,000
Impeccably renovated and maintained, this 4 bedroom, 1. 5 bathroom Richmond raised ranch is ready for its next owners! Upon entry into the home, be drawn into the lovely kitchen, offering stainless steel appliances, new cabinets in 2022, tiled floors, and a large island. Off the kitchen, a large living/dining room is a fantastic gathering place, with ample natural light, a cozy gas fireplace, and hardwood floors. An inviting 3-season porch sits just off the dining space. Down the hall, find the large primary bedroom with access to the 1st floor-full bathroom, and two more well-sized bedrooms. All bedrooms feature new carpet as of 2021. Venture to the lower basement level to discover an incredible bonus space with new vinyl plank flooring in 2022, a 4th bedroom, a ½ bathroom, unfinished storage/laundry/utility room, and convenient access to the attached 1-car garage. Outside, the level 1-acre lot boasts suburb curb appeal with its beautiful landscaping, crisp white vinyl siding, oversized paved driveway, and shed for exterior storage. Not to mention a fantastic detached two-car insulated garage for additional storage! Enjoy being a quick drive to the town of Richmond, for all the necessities, shopping, and great dining at Stone’s Throw, Sweet Simone’s, Hatchet, and more, while also being ideally located for commuting with I89 less than 10 minutes away! Schedule your showing today to experience all this lovely property has to offer.
Features
- Rooms: 8
- Bedrooms: 4
- Baths: 1 full / 1 half
- Style: Raised Ranch
- Year Built: 1978
- Garage: 3-car Garage
- Heating: Propane,Oil,Hot Air
- Cooling: Other
- Basement: Climate Controlled,Daylight,Exterior Access,Finished,Full,Insulated,Interior Access,Stairs - Interior,Storage Space
- Approx Sq. Feet: 1,946
- Acreage: 1
- Est. Taxes: $6,826
- Lot Desc: Country Setting,Landscaped,Level,Rural
- Elem. School: Richmond Elementary School
- Middle School: Camels Hump Middle USD 17
- High School: Mt. Mansfield USD #17
- School District: Mount Mansfield USD 17
- MLS#: 5021770
- Website: https://www.raveis.com
/prop/5021770/3040cochranroad_richmond_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/22/2024Listing courtesy of Polli Properties Phone: 802-764-0553
Listing Agent: Elise Polli
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3040 Cochran Road, Richmond, VT, 05477
$575,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $569 | $569 | $569 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,099 | $3,057 | $3,879 |
| Total Monthly Payment | $3,760 | $3,718 | $4,540 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484