This home on beautiful Sanibel Island is minutes from the beach, restaurants, and the causeway. This 4 year old home has every upgrade available! It has 1, 404 sq. ft under AC and 1, 664 sq. ft under roof. 260 sq. ft of covered/screened porch in the back. Elevation Certificate shows bottom floor is 4 1/2 feet above ground and 8 feet above sea level. This gorgeous home includes hurricane impact windows and sliding glass doors, luxury vinyl flooring, porcelain tile in the master and second bathroom shower with listellos, imported granite throughout, 5 1/2 inch baseboards and crown molding, casing around all windows and doors, knock down texture on walls and ceiling, custom soft close cabinets throughout, and beautiful tile backsplash in kitchen and hutch areas. The outside includes a 3-car driveway, an enclosed hot/cold outside shower, and fabulous privacy landscaping. New architectural shingle roof (4 years old), new AC, and new stainless steel appliances. Home includes brand new furniture with exclusions. No structural damage from recent hurricane. It is located in the gated community of Periwinkle Park and was recently appraised at $489K.
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$449,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $19,528 | $19,528 | $19,528 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,390 | $2,387 | $3,029 |
Total Monthly Payment | $21,993 | $21,990 | $22,632 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.