Under contract-accepting backup offers. Immaculate and Updated Lakeland One Story Home offering 4 Bedrooms (4th bedroom does not have a closet), 2 Full Baths, 1793 sq ft, 2 Car Garage, plus a massive workshop (35X40) with water & electricity + a 2nd RV Carport with water & electricity plus a newer pool & deck! This amazing home sits on nearly 1/2 acre of land with newer PVC Fencing too~ As you step through the front door with leaded glass insert you will feel right at home! The great room is welcoming with a cozy corner electric stone fireplace, mounted TV, large ceiling fan, updated vinyl plank flooring & lots of windows with newer shades. The updated kitchen features newer cabinetry, butcher block countertops, stainless appliances, single basin sink with upgraded faucet & soap dispenser, beautiful tile backsplash, Lazy Susan for extra storage, center island with extra storage and counter seating (bar stools included) and a pot holder over the center island. The spacious laundry room accommodates a full size washer and dryer. The spacious Dining Room is conveniently located just off the kitchen and offers a new light fixture, walk-in pantry with beadboard and shelving for extra storage. Each Bedroom is generous in size & all bedrooms include a ceiling fan and Vinyl or Laminate flooring & Barn Door Style Closet Doors. TV's and Mount stay in Living Room, secondary Bedrooms, Deck, & Workshop. Primary Bedroom includes tongue and groove ceiling, beadboard accent wall & a massive walk-in closet. The ensuite bath features a glass door shower, tile flooring & an access door to the bath is Barn Door style. 2nd full bath is sizable and has a tub/shower combo and tile flooring. As you step outside to your private oasis you will love all of the space! The lot is 100X199-. 457 Acres-19, 907 sq ft. The gleaming pool is very inviting and you can enjoy relaxing on your pool raft or under an umbrella on the pool deck! The enormous workshop/covered RV space features electric and water. There are 2 enclosed spaces perfect for storing your outdoor items. In addition to the workshop there is a 2nd Newer RV/Boat Carport with water and electricity! Additional upgrades and features include: New Dimensional Shingle Roof 2024 with transferable warranty to the buyer, Exterior Paint 2023, Updated Exterior Shutters, Water Softener 2021, Newer Water Heater, PVC Fence with double gate, Craftsman Shed, solar landscape lighting, updated landscaping, exterior rain gutters, aluminum soffits, long driveway with plenty of parking, Bronze interior door hardware, wired security lighting, irrigation system, Lime, Lemon, Avocado, Olive Trees & an area for a vegetable garden. 4th Bedroom does not have a closet, however, could be used as a 4th Bedroom. This home is conveniently located near the Schools: Edgar L. Padgett Elementary, Lake Gibson Middle School & Lake Gibson Senior High School. No HOA, No CDD Fees & "X" Flood Zone (Flood Insurance is NOT required). Come view this special home today! This home qualifies for 100% Financing Zero Down Payment USDA Financing!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $215 | $215 | $215 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,021 | $1,994 | $2,530 |
Total Monthly Payment | $2,311 | $2,284 | $2,820 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.