A GREAT HOME & LOCATION ! *NO Hurricane Damage OR Flooding* NO HOA* . . . . . Lovely Home with 1, 800 sqft of Living Area * 3 Bedrooms * 2 Baths * 2 Car Garage & Large Great Room with plenty of space for comfortable living, entertaining, or work from home in this spacious ranch style home on a 10, 000 SqFt LOT……. . . . . . . . . University High-Highest Academic Programs & District/State Winning Sports & Newly Built Deltona Middle School. This Home has some big-ticket updates ********* NEW Septic/Drainfield-Utility Savings! New Electric Panel, Water Heater 2021, Roof 2017, AC new coil 2021, Newer Garbage Disposal, Paint interior & exterior ********* Unique Solid Oak Double Front Doors & Brass Hardware. A spacious Living Room with large windows & natural light. A Separate Formal Dining area and a Breakfast area off the kitchen makes family meals and entertaining convenient from your Retro Style Kitchen with newer dishwasher & great functioning built-in cook top/hood & built-in oven. The Breakfast area double glass doors open to a large Screened Florida Room overlooking the backyard with trees & foliage for privacy & a separate side patio for cookouts. The versatile Family Room as a media room, office, or fits your needs, also opens to your Screened Florida Room. A Large Primary Bedroom 20 ft x 12 ft includes His & Her separate closets, Primary Bath with new granite vanity, tile floor, tub/shower. Two additional large bedrooms, double closet & walk-in closet, share a full bath with tub/shower. Solid wood doors and trim thru-out this retro style home gives a warmth & imagination not found in cookie cutter homes. ONLY 5 minutes to I4, easy access to Shopping, Restaurants, Orange City Corridor, Lake Mary, Orlando and Beaches.
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Our Executive Mortgage Banker:
Our Insurance Division:
$320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $300 | $300 | $300 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,703 | $1,701 | $2,195 |
Total Monthly Payment | $2,078 | $2,076 | $2,570 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.