Don't miss this opportunity to live in the sought-after Ridgewalk Cottages neighborhood. This beautiful 3BR/2. 5BA single level home has upgrades galore and totally move-in ready! The community offers a walking trail, pockets of green space, and lawn and landscape maintenance. Upon entering home, you will be wowed by the open floorplan this home offers. The wide foyer invites one into the large family room/kitchen area which is the true hub of the home. The kitchen has upgrades galore including high end stainless appliances, gorgeous tile backsplash, custom cabinetry, under cabinet lighting, range hood over a gas cooktop, updated pendant and recessed lighting, HUGE walk in pantry, and beautiful quartz countertops. The dining/breakfast area is tucked off the kitchen and a perfect spot for hosting family get-togethers. The family room is amazing with its dual sided fireplace flanked by windows with views of the screened porch. The primary bedroom is large with a spa-like on-suite. Enjoy the dual sinks, oversized tiled shower, separate garden tub, huge closet with custom shelving, and water closet. The two secondary bedrooms share a hall bath. Don't miss the ½ bath as well. A "drop-zone" and large walk in laundry room ( with a sink and folding area) complete this one level floorplan. Don't miss the amazing outdoor living space. The covered porch has a remote-controlled retractable screen which converts this area to a screened porch. The extended patio provides a perfect area for additional seating and even your favorite grill. Grab a cold beverage and enjoy this serene setting as you prepare dinner or could be the perfect spot to curl up in front of the fireplace and read a good book. HOA fee includes lawn and landscape maintenance. Conveniently located close to the Five Forks area of shopping while providing quick access to interstates. WELCOME HOME!
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $192 | $192 | $192 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,109 |
Total Monthly Payment | $3,472 | $3,469 | $4,393 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.