Charming Beach House Retreat - Just a stone's throw from the Ocean! Discover your dream coastal getaway in this enchanting beach house, perfectly situated just half a mile from the shimmering shores! This stunning home combines rustic charm with modern comforts, making it the ideal oasis for relaxation and adventure. As you enter, you'll be greeted by a cozy living room adorned with a warm fireplace, perfect for those cool evening gatherings. The open-concept design features soaring cathedral ceilings, seamlessly blending the living room, dining area, and rustic kitchen into a delightful space that welcomes both entertaining and everyday living. The heart of this home is the inviting kitchen, where culinary creations come to life amidst charming details and modern amenities. Whether hosting friends or enjoying a quiet evening, this space promises to be the backdrop for countless cherished memories. Retreat to the spacious primary suite, your personal sanctuary complete with an ensuite bathroom for ultimate privacy. The guest bedroom offers comfort and style, with an additional well-appointed bathroom nearby for family and friends. Step outside to your expansive outdoor deck, a true entertainer's paradise! Enjoy sunny afternoons lounging in the fresh sea air or hosting delightful al fresco dinners under the stars. The lush grassy yard extends to a serene nature preserve park, providing a tranquil backdrop and endless opportunities for outdoor exploration. Don't miss this rare opportunity to own a slice of paradise! Embrace the coastal lifestyle you've always dreamed of, where beach days and peaceful evenings await. Make this beautiful beach house your new home!, Additional information: Appearance: mint +++, Separate Hotwater Heater: y
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Our Executive Mortgage Banker:
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$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $360 | $360 | $360 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,037 | $3,982 | $5,053 |
Total Monthly Payment | $4,489 | $4,434 | $5,505 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.