Under contract-accepting backup offers. Welcome to this charming home, perfectly situated in a prime location, making it an ideal choice for families. Less than half a mile away from Charlotte High School, Punta Gorda Middle School, and Sallie Jones Elementary, this property offers convenience and accessibility. Additionally, you're just a short drive from the vibrant downtown Punta Gorda, where you can enjoy dining, shopping, and entertainment. As you approach the home, you'll be greeted by a fresh metal roof and a convenient carport, setting the stage for the spacious yard that offers plenty of room for outdoor activities. The property also includes extra storage, providing ample space for all your needs. Step inside to find an inviting open living room, perfect for relaxation and gatherings. The breakfast bar seamlessly connects the living space to the kitchen, creating a welcoming environment for entertaining. The kitchen is well-equipped with stainless steel appliances, abundant counter space, and plenty of cabinet storage to satisfy all your culinary needs. The home features vinyl flooring in the living areas and bedrooms, ensuring both style and durability, while the wet areas are thoughtfully finished with tile. The primary bedroom, located on one side of the home for added privacy, boasts an en-suite bathroom complete with a relaxing tub. The guest bedrooms are situated on the opposite side, with their own bathroom, making this layout perfect for accommodating family and friends. This home is a wonderful opportunity to enjoy comfortable living in a highly desirable location. Don't miss your chance to make it your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,600 | $159,600 | $159,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $84 | $84 | $84 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,075 | $1,061 | $1,346 |
Total Monthly Payment | $1,234 | $1,220 | $1,505 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.