WATERFRONT HOME IN PGI W/**NEW TILE ROOF** & QUICK SAIL ACCESS TO CHARLOTTE HARBOR - Spacious, 3 bed/3 bath, waterfront home in Punta Gorda Isles w/high elevation. Home avoided flooding during recent hurricanes (Helene & Milton). Reach open water in under 10 minutes from your backyard. Inside, the home features a formal living room & dining room w/separate family room w/new luxury vinyl plank flooring in the living room, dining room & bedrooms. Large windows & a wall of sliding glass doors flood the space w/tons of natural light. Architectural details include high ceilings, rounded corners, arched transom windows, mitered bay window at breakfast nook & decorative plant shelves. Large kitchen is perfect for entertaining w/wraparound breakfast bar, center island w/cook top & built-in recipe desk. Kitchen opens to both the family room & breakfast area. Breakfast area features an aquarium glass window overlooking the pool & canal view. The split bedroom floor plan boasts large bedrooms w/walk-in closets. The master suite has private access to the lanai, TWO walk-in closets & a large master bath w/dual sinks, garden tub, & glass-block walk-in shower. Outside, the lanai has an in-ground, solar-heated pool surrounded by both a covered seating area & an open sun deck. Choose whether to relax in the shade of the lanai or soak up some Florida sun poolside. Lanai also features a pool/boat storage closet & a full bath. The backyard boasts a private dock w/elevator boat lift. Water & electric hook-ups are available dockside. Keep your boat just steps from your backdoor. Other amenities include attached oversized two-car garage w/workshop, circular drive, 220v hookup + concrete pad for HAM radio tower. Come discover why Punta Gorda is consistently rated as one of the best places to live in Florida. Property is close to St Andrews South golf club, Isles Yacht Club, numerous parks & historic downtown. Make an appointment today, you won't be disappointed.
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Our Executive Mortgage Banker:
Our Insurance Division:
$745,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $596,000 | $596,000 | $596,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $623 | $623 | $623 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,116 | $4,015 | $5,070 |
Total Monthly Payment | $4,831 | $4,730 | $5,785 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.