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30 Elm Street, Westerly, RI, 02891 | $950,000
A move-in ready turn of the century icon is for sale on beautiful Elm Street. This 12 room updated home with 5 bedrooms, 3 baths is spread over 3 floors with a great room on the 3rd and a sauna and laundry in the lower level. Generous living spaces and a wonderful flow from room to room make this ideal for extended family and for entertaining. Oversized windows and soaring ceilings with majestic crown molding with many well-appointed updates and is simply breathtaking. Walk into the massive foyer with a grand staircase that wraps around the 2nd level of the home. A generous primary suite boasts a fireplace and a completely remodeled bath with a soaking tub. Step into the private closet with the original detailed raised paneled doors and brass hardware perfect to store your clothes, purses and shoes all in perfect order. A 2-car heated integral garage, a quaint outbuilding that could be transformed into the perfect potting shed, and a slate patio complete this must-see property. Local amenities include some of Westerly's finest restaurants, Wilcox Park, the United Theatre and Amtrak are all steps away from this gem. A short drive to Watch Hill and Misquamicut.
Features
- Amenities: Golf,Marina,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s),Sidewalks
- Rooms: 12
- Bedrooms: 5
- Baths: 3 full / 2 half
- Style: Colonial,Historic/Antique
- Year Built: 1900
- Garage: 2-car Built In
- Heating: Forced Air,Gas,Zoned
- Cooling: Central Air
- Basement: Exterior Entry,Full,Interior Entry,Unfinished
- Approx Sq. Feet: 4,070
- Acreage: 0.31
- Est. Taxes: $6,797
- Appliances: Dryer,Dishwasher,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Washer
- MLS#: 1372751
- Website: https://www.raveis.com
/prop/1372751/30elmstreet_westerly_ri?source=qrflyer
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William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
30 Elm Street, Westerly, RI, 02891
$950,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $760,000 | $760,000 | $760,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
| Monthly Tax Payment | $566 | $566 | $566 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,435 | $4,804 | $6,413 |
| Total Monthly Payment | $5,093 | $5,462 | $7,071 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB