Meticulously maintained and thoughtfully updated, this 55+ home is one you won’t want to miss. As a shareholder in the Caribbean Isles Residential Cooperative, you’ll enjoy NO CDD OR LOT RENT, and a modest maintenance fee of just $242 a month. The home boasts a newer roof, HVAC system, water heater, updated kitchen and baths, and best of all—no carpet - as all flooring has been replaced with luxury vinyl. The primary bedroom features a walk-in closet and an ensuite bathroom with double sinks, a soaking tub, and a step-in shower. Two additional bedrooms provide you with ample space, perfect for hosting guests or setting up a home office. Start your day with coffee in the breakfast nook, where bay windows look out to the backyard shaded by a gorgeous oak. The kitchen has beautiful butcher block countertops, wood cabinetry with plenty of storage, and a walk in pantry for added convenience. Relax on the screened front porch, ideal for unwinding with friends and neighbors. Caribbean Isles is a vibrant, golf cart- and pet-friendly community with activities year-round. Located midway between Tampa and Sarasota/Bradenton, you’ll have easy access to shopping, dining, events, and more. Community amenities include a boat launch, lagoon park, dog park, heated pool, and a community center with a library, craft room, game room, and a full kitchen for holiday and themed dinners. You’ll find dances, presentations by guest speakers, and a variety of clubs. Outdoors, enjoy shuffleboard, bocce, horseshoes, and cornhole tournaments. If you have a boat or RV, the community storage lot is available for $120-$250 annually, depending on the size of space needed.
Caribbean Isles truly offers a lively, well-managed environment where you can enjoy an active, fulfilling lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,200 | $199,200 | $199,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $64 | $64 | $64 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,342 | $1,324 | $1,680 |
Total Monthly Payment | $1,481 | $1,463 | $1,819 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.