BEST BUY HERE! Beautiful Home! Great Price! "Neighborly Neighbors" already in place! Great care has been taken by the current owners. . . . . New membrane roof and A/C installed in 2024, repainted interior and removed textured ceilings, replaced all polybutylene pipes, and the skirting around home & among other things installed new dishwasher and replaced garbage disposal. Open concept living area with inside laundry room. HOA fees only $282 monthly and includes. . . . Cable TV, Internet, yard maintenance, sewer, trash and water
Gold Tree is a 55+ gated community a short distance to shopping, eateries, banking, UTC Mall, Benderson Park, Riverwalk, hospitals and best of all the beautiful beaches always rated among top beaches in the U. S. There is lots of activities in Gold Tree posted monthly on the boards in front of the clubhouse and in their monthly newsletter's Calander of Events. Holiday Parties, Potlucks, Coffee and Donuts, Lunches, Dinners, Outings and more. Looking for a place to park your RV, boat or motorhome at minimum charge they have a storage yard on site. Association says Rentals are Okay and your Pets are Welcome!
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Our Executive Mortgage Banker:
Our Insurance Division:
$205,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $164,000 | $164,000 | $164,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $172 | $172 | $172 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,133 | $1,105 | $1,395 |
Total Monthly Payment | $1,380 | $1,352 | $1,642 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.