445 Grand Bay Dr, #412, Key Biscayne, FL, 33149 | $12,000

Beautifully appointed and maintained unit in the in the coveted and elegant Grand Bay Residences. Unit on the 4th floor faces, east overlooking plush gardens and beach. Offering valet service, beach towel and chairs and umbrella service, 24 hour concierge, security and a beautiful elegant and friendly atmosphere. The unit consists of 2 bedrooms 2 baths plus small den that can be used for overnight accommodation. Plus living and dining room with large patio. The unit also includes an elegant bar area plus a sitting counter for casual dining. Fully equipped kitchen includes microwave, stove top, oven dishwasher, sub zero refrigerator, coffee maker plus laundry room with washer and dryer. includes basic cable
flexible leasing period.

Features

  • Type: Condominium
  • Amenities: Fitness Center,Hobby Room,Pool,Spa/Hot Tub
  • Bedrooms: 2
  • Baths: 2 full
  • Year Built: 1996
  • Garage: 1-car Attached,Electric Vehicle Charging Station(s),Garage,Guest,Valet
  • Heating: Electric
  • Cooling: Central Air,Ceiling Fan(s),Electric
  • Approx Sq. Feet: 1,760
  • View: Ocean
  • Water Front: Yes
  • Elem. School: Keybiscayne
  • High School: Mast Academy
  • Pets Allowed: No
  • Appliances: Built-In Oven,Dryer,Dishwasher,Electric Water Heater,Refrigerator,Self Cleaning Oven
  • MLS#: A11690433
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/A11690433/445grandbaydr_keybiscayne_fl?source=qrflyer
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Listing courtesy of Compass Florida, LLC.   Phone: 305-213-9835

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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445 Grand Bay Dr, #412, Key Biscayne, FL, 33149

$12,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $9,600 $9,600 $9,600
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $64 $64 $82
Total Monthly Payment $139 $139 $157

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.