Welcome to 64 Foltim Way, a charming townhome in the heart of Congers, NY, offering a perfect blend of comfort, convenience, and family-friendly living. Situated in a peaceful neighborhood, this home is just minutes from shopping, dining, and major highways, including the Palisades Parkway and I-87, making commuting and errands a breeze. Step inside and experience a bright, open floor plan with plenty of natural light throughout. The spacious living room is ideal for family relaxation, while the adjacent dining area is perfect for meals together or entertaining friends. The modern kitchen boasts updated appliances, ample cabinetry, and generous counter space, making it a great spot for preparing meals and gathering as a family. Upstairs, you’ll find two generously sized bedrooms, each with its own en-suite bathroom for added privacy. The master suite offers a peaceful retreat, complete with a spacious walk-in closet. The second bedroom can easily accommodate family members, guests, or be transformed into a home office—perfect for today’s flexible lifestyles. The finished basement offers valuable additional space for your family. Whether you need a playroom for kids, a home office, or a family room for movie nights, the basement provides the flexibility to suit your needs. With dedicated space for storage and laundry, the basement enhances the functionality of the home, offering extra room for all your family’s belongings. As a townhome, this property offers low-maintenance living, allowing you to spend more time enjoying the things that matter most. The beautifully landscaped yard and private patio provide a perfect outdoor setting for family meals, barbecues, or simply relaxing after a busy day. Additional features include a one-car garage, ample storage space, brand new wood floors throughout and updated bathrooms. Whether you’re enjoying the quiet of your home or exploring nearby attractions, this townhome offers the perfect setting for your family to thrive. 64 Foltim Way is more than just a home—it’s the perfect place for your family to create lasting memories. Don’t miss the opportunity to make this wonderful property yours! Additional Information: ParkingFeatures: 1 Car Attached,
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Our Executive Mortgage Banker:
Our Insurance Division:
$514,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $411,999 | $411,999 | $411,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $758 | $758 | $758 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,846 | $2,776 | $3,505 |
Total Monthly Payment | $3,696 | $3,626 | $4,355 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.