Exceptional starter / downsizing home or a great alternative to condo living. Two bedroom, one bath ranch property. Everything is on one floor, no basement. Thermal pane vinyl windows in all of the rooms, including a large sliding window in the mud room. Mud room heats from the utility room, and has access to the utility room and laundry area. Extended 8' x 18' garage addition provides space for a workshop. Pull down steps in the garage to access storage above the garage and house. Large 18'X19' composite deck in back for grilling all year long. The large level . 67 acre lot provides plenty of space for a vegetable / herb garden and recreational activities. Shed does not convey with the property, and will be removed prior to the closing.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 9.0 x 12.0 | Main |
Kitchen | Dining Area | 11.0 x 14.0 | Main |
Living Room | Fireplace,Laminate Floor | 11.0 x 19.0 | Main |
Other | Ceiling Fan,Laundry Hookup,Tile Floor | 10.0 x 10.0 | Main |
Primary Bedroom | Laminate Floor | 11.0 x 12.0 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,920 | $191,920 | $191,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $303 | $303 | $303 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,309 | $1,276 | $1,646 |
Total Monthly Payment | $1,687 | $1,654 | $2,024 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.